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Motability highlights automatic cars with no Advance Payment

Motability’s quarterly guide outlines automatic cars with no Advance Payment, alongside practical considerations for choosing a suitable vehicle.

Motability highlights automatic cars with no Advance Payment

Source image: Motability Scheme. See the linked original report.

Based on the linked source; automatically prepared and checked against the original report.

Quarterly availability

Motability says its guide highlights automatic cars with no Advance Payment available between 1 July and 30 September 2026. The publisher says its price list is updated every three months, and the number of qualifying vehicles can change each quarter. Prices may rise or fall, so customers should check the current list and use the Find a vehicle tool before ordering.

Driving and package benefits

Automatic cars can reduce the movements needed while driving because they do not require a clutch pedal or manual gear changes. Motability says they may feel more manageable in stop-start traffic or on longer journeys, while some models offer a higher seating position that may make entry and exit easier. All Scheme cars include insurance, servicing, maintenance and breakdown cover.

Tax and vehicle choices

From 1 July 2026, new-car Advance Payments are shown with standard-rate VAT of 20% following UK Government tax changes. VAT relief may apply where a vehicle is permanently and substantially adapted for someone who normally uses a wheelchair or travels on a stretcher; a dealer will explain the relevant rules. Customers can compare petrol, hybrid and electric automatics, considering driving habits and charging access.

Sources & further reading

Motability Scheme — original report

Our editorial approach

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