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RAC compares Kia Picanto and Volkswagen Golf for Motability drivers

RAC compares a compact city car and a family hatchback, highlighting their equipment, practicality and driving strengths on the Motability Scheme.

RAC compares Kia Picanto and Volkswagen Golf for Motability drivers

Source image: Motability Scheme. See the linked original report.

Based on the linked source; automatically prepared and checked against the original report.

Kia Picanto

The Kia Picanto is a compact urban car with light controls, good visibility and easy handling. RAC says entry-level models include cruise control, air conditioning, heated electric mirrors, rear parking sensors and a reversing camera. An eight-inch touchscreen with navigation, Android Auto and Apple CarPlay is standard. Five seats and a 255-litre boot add practicality, while engines include a 63hp 1.0-litre, a 78hp 1.2-litre and an automatic option.

Volkswagen Golf

The Volkswagen Golf offers a larger family-hatchback package, with a comfortable cabin, useful boot and a broad range of engines. Standard equipment includes a central touchscreen, LED headlights, climate control and wireless smartphone charging. RAC favours Match trim for its additional alloy wheels, reversing camera, keyless entry and tinted windows. The Golf eHybrid is described as offering an electric range of up to 88 miles, while all versions are presented as smooth and quiet on motorways.

Scheme and tax details

The Picanto is listed as available with no Advance Payment through the Motability Scheme, although the source warns that prices and features can change. From 1 July 2026, new-car Advance Payments are shown with 20% standard-rate VAT. VAT relief may apply to qualifying permanently adapted vehicles, with dealers explaining the relevant arrangements before ordering. Customers should confirm required features and current terms with their dealer.

Sources & further reading

Motability Scheme — original report

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