Based on the linked source; automatically prepared and checked against the original report.
Pension Credit access
The Centre for Ageing Better says the UK Government should use technology, data matching and pre-filled claims to increase Pension Credit take-up. Its Tale of Two 60s report is due later this month and responds to an estimated 900,000 households missing more than £2 billion in support. The organisation identifies awareness, bureaucracy and stigma as barriers.
Financial insecurity
The report says 29% of people aged 60–69 are in precarious circumstances, with 1.8 million people in that age group either entering retirement or close to it described as financially insecure. It links this insecurity to reduced pension saving, with affected people half as likely to be working as financially secure peers, while caring responsibilities and poor health are more common.
Recommended measures
Ageing Better recommends stronger support for people approaching state pension age who cannot work, and explicit attention to those relying on state income in the Second Pensions Commission and third State Pension Age Review. It also proposes prompts when people leave work, reduce hours or begin caring, plus simpler checks of state pension records and better information for later-life planning.
